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| Purchasing a property is probably the biggest financial commitment most people make in their lifetime. Most purchasers of properties believe that their Building Society/Bank valuation is all that they require and protection they need. This type of valuation is purely provided to ensure that there is adequate security for the loan being requested. An independent valuation/survey prepared by a professional chartered surveyor is therefore necessary to totally protect the purchasers interest. The cost of such a survey is probably less that you anticipated and we will always be pleased to provide a quotation over the telephone. We therefore strongly recommend you consider either a Building Survey or RICS Homebuyer Survey and Valuation. See 'Choosing Between Surveys' to help you decide which type of survey is most appropriate. |
| Royal Institution of Chartered Surveyors (RICS) Homebuyer Survey and Valuation |
| An abbreviated version of the Building Survey. |
| Building Survey |
| A detailed internal and external inspection, thorough investigation of any special hazards including subsidence/settlement and landslip. Determination of Services including drainage testing if required. Detailed schedule of repairs if appropriate. Valuation and assessment of replacement costs for insurance purposes. |
| Below is a sample Index indicating the total scope of the Building Survey. |
| 1.00 THE PROPERTY | |
| 2.00 CONSTRUCTION | |
| 3.00 ACCOMMODATION | |
| 4.00 COUNCIL TAX | |
| 5.00 TENURE | |
| 6.00 LEGISLATION | |
| 7.00 SPECIAL HAZARDS | 7.01
Subsidence/settlement 7.02 Coalmining 7.03 Flooding 7.04 Ground heave/tree roots 7.05 Landslip |
| 8.00 OCCUPATION | |
| 9.00 FIRE INSURANCE | |
| 10.00 EXTERNALLY | 10.01
Roofs 10.02 Chimney stacks and flashings 10.03 Gutters, downpipes, gullies and surface water drains. 10.04 Foundations and main walls 10.05 DPC and sub floor ventilation 10.06 Window frames and external joinery 10.07 Exterior decoration and paint work |
| 11.00 INTERNALLY |
11.01
Internal walls and ceilings |
| 12.00 SERVICES |
12.01
Electricity |
| 13.00 OUTBUILDINGS | |
| 14.00 FIRE PRECAUTIONS | |
| 15.00 THE SITE | |
| 16.00 SUMMARY AND RECOMMENDATIONS | |
| 17.00 VALUATION |
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Work on an existing wall or structure share with another property (section 2 of the Act) |
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Building a free standing wall or a wall of a building up to or astride the boundary with a neighbouring property (section 1 of the Act) |
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Excavating near a neighbouring building (section 6 of the Act) |
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73, Huntingdon Road Chatteris Cambridgeshire PE16 6ED Tel/fax 01945 582658 Mobile 07928061984 E-mail: info@whiteandeddy.co.uk |