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Structural Warranties

A structural warranty, sometimes known as structural/latent defects insurance is defined as an insurance policy that covers defects in the workmanship, design and materials used in the construction of a property.

In order to sell a property within 10 years of it being built you will require either a Professional Consultants Certificate or a Structural Warranty. If you are building a property and have a self-build mortgage the mortgage lender will require you to have a structural warranty.

Structural warranties


Partnering agreement

White & Eddy Ltd have a partnering agreement with a number of structural warranty providers, to carry out Technical Audits and Completed Property Surveys to facilitate a Structural Warranty at the end of your project.

Please visit our who we partner with page to learn more about these providers.

Design element

How does it work in practice?

Typically, for a standard dwelling there will be four inspections:
  1. Foundations – checking the ground conditions, depths, widths, tree roots, etc
  2. Damp Proof Membrane – ensuring that laps are correct, joints are taped, service penetrations are sealed
  3. Cavities – checking wall ties are free from debris and horizontal, checking lintels, etc.
  4. Completion – general overview, checking extractors fans are working, fire egress windows, flush test on foul drainage system, etc.

However, it is the Structural Warranty provider which decides how many inspections are required above this which may be due to a complicated overall design or complicated foundations.

Whilst less inspections are carried out to that of a Professional Consultants Certificate all elements of the dwelling are inspected at all of the inspection stages listed. So for example at the cavities inspection, usually carried out when the building is between 1st floor joists and wall plate, the block & beam layout and the 1st floor joist layout would also be inspected.

For further information please contact us.

Always professional, the guys have a keen eye so we feel reassured that everything is on track and to the required standards. On the odd occasion there are issues, I have always found the team supportive.

PHJ developments

Professional Consultants Certificate

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